Analyze and evaluate the quality of risk assets and conduct re-classification Determine that the credit process is sound and appropriate.
Asses the adequacy of provisions
Assess credit risk and ensure adherence to Bank's credit policy & procedures 

Analyze and evaluate the quality of risk assets and conduct re-classification when necessary. ( accuracy of Risk Rating )
Determine that the credit process is sound and appropriate.
Asses the adequacy of provisions
Assess credit risk and ensure adherence to Bank's credit policy & procedures.
Noting and reporting on any potential weaknesses with individual extensions of credit.
Ensure that a process is in place for the early recognition of problems and for the remedial management thereof, to minimize the potential for loss.
Supervise and conduct surveys and special investigations, as needed.
Act in an anticipatory mode to detect early warning signals (environmental changes) that might impact the quality of the Bank's portfolio.
·         Assist in monitoring the Bank's portfolio to detect concentration / industry trends