Supervise and coordinate operations and credit risk management projects Lead a team to monitor credit risk portfolio Manage outsourcing parties to achieve business objective Liaise with the compliance team to ensure lending activities within the pre-determined risk profile and statutory / regulatory requirements Formulate and optimize credit scoring strategies in various business areas Develops techniques and strategies to manage and control the risk of the Branch, including credit, market, liquidity, currency interest rate risk . Serves as credit risk subject matter expert to external regulators, auditors and agencies.